Our Team

Snigdha, as a FIRM Analyst, specializes in investment research, analysis, risk management, and portfolio analysis and management for institutional clients. She collects and analyzes quantitative and qualitative financial data and builds valuation and comparable company models. She conducts industry and company research and assists in evaluating investment opportunities for clients, taking into consideration a range of information, including financial performance trends, valuation drivers, and market benchmarks, to support portfolio recommendations.

Prior to joining FIRM, she worked as an Equity Research Analyst at Nirmal Bang, one of India’s largest retail broking houses, where she built DCF and comparable company models across the Microfinance, Consumer Products, and Auto Ancillaries sectors.

Snigdha earned her Master’s degree from Bentley University’s McCallum Graduate School of Business, where she majored in Financial Analytics. She obtained her Bachelor of Commerce degree from Narsee Monjee College of Commerce and Economics, University of Mumbai, in Mumbai, India. Snigdha is a CFA Level III candidate.

Lingyi Fang works with clients to assist them in various aspects of actuarial analysis, valuation, risk management, plan design and implementation. He specializes in actuarial work relating to self-insurance programs, worker’s compensation plans, as well as pension and OPEB plans. Clients utilize his work to make plan-related decisions that are consistent with the organization’s goals and to maintain their programs’ viability in an increasingly competitive economic environment.

Lingyi has a Master of Actuarial Science degree from Columbia University. He obtained his Bachelor’s degree in Applied Mathematics from Jiangsu University, China, and Bachelor’s degree in Actuarial Sciences from Arcadia University. He has passed six actuarial exams and fulfilled VEE requirements.

Susan Hart Kavanagh joined FIRM as a Senior Benefits Consultant in 2004, where she assists in Health and Welfare consulting. A highly creative senior executive, Susan has extensive background experience in operations, sales, marketing, and customer service. She specializes in the analysis and resolution of medical claims, health insurance, and medical plan management issues. Susan has a 28 year background in the Insurance/Managed Care Industry. Her positions have included Vice President of Marketing, Member Services and Enrollment, Senior Vice President of Administration, Executive Director, and Senior Vice President responsible for a start-up Health Maintenance Organization (HMO). She obtained the Certificate of Authority to operate the HMO in Pennsylvania and contracted with 42 area hospitals and 4,000 providers who participated in the HMO Network.

Susan graduated from Temple University with a degree in Liberal Arts. She is an active member of the Estate Planning Councils in Philadelphia, Delaware, Bucks, Chester, and Montgomery Counties; and Susan sits on several Council Committees. She is a member of the Delaware County Estate Planning Council Board; a member of Keystone Home Care Agency PAB and former Vice Chair of the Board of Keystone Hospice, a not-for-profit organization that provides hospice services in Wyndmoor, Pennsylvania.

Phil Harris, President and CEO of Financial Integrity Resources Management, LLC (FIRM), a certified Minority-Owned Business, has over 30 years of experience working in the financial service industry. He is also CEO of Financial Integrity Advisors, LLC (FIA), a SEC registered investment advisor established to provide institutional asset management and financial planning services. As the Lead Consultant, his main purpose is to offer his clients objective financial advice as he serves both over and with a team of consultants and associate advisors. Phil has managed RFPs, plan implementation, administration, communication and enrollment of voluntary and retirement benefits for employees and retirees of non-profit, transportation, governmental and educational institutions.

Phil is a graduate of Chestnut Hill Academy, and attended the University of Virginia and Philadelphia College of Textile and Science. Phil holds .  When Phil entered the securities industry he obtained the FINRA Series 7 General Securities Representative, Series 24 General Securities Principal, Series 63 Uniform Securities Agent State Law, Series 51 Municipal Securities Limited Principal and now maintains the Series 65 Uniform Investment Advisor Act registration through Financial Integrity Advisors, LLC. a SEC registered investment advisor. He is licensed in Life, Health, Disability and Annuities and has earned Registered Financial Consultant (RFC), Life Underwriters Training Council Fellow (LUTCF) professional designations. Most recently, he has earned the Accredited Investment Fiduciary (AIF) professional designation, awarded by the Center for Fiduciary Studies, which is associated with the University of Pittsburgh. Phil resides in Philadelphia with his wife, Jeanette, and their daughter Iliana.