Runya serves on the FIRM team as an Investment Analyst, specializing in asset management as well as financial analysis and valuation. She conducts quantitative and qualitative manager due diligence to help support portfolio construction for a variety of clients with different risk profiles. She assists with asset allocation research utilizing robust market research and risk analysis. She holds a bachelor?s degree in economics in Finance from Shanghai University of International Business and Economics and earned her Master?s degree in Financial Mathematics from Syracuse University. She is a CFA Level III candidate and is pursuing FINRA investment advisory registrations.
Rui, as a financial Analyst, specializes in investment analysis, risk management and budget needs of institutional and private clients. She collects and analyzes financial data and makes appropriate recommendations based on data analysis. She conducts securities research and assists in evaluating investment portfolios for clients, taking into consideration a range of information, including economic trends, regulatory changes, and the client’s risk appetite level when making recommendations. Prior to joining FIRM, she worked in BNY Mellon institutional trading division.
Rui earned her Master of Science degree from Temple University where she majored in Financial Analysis and Risk Management. She obtained her Bachelor of Science Degree in Finance from Shanghai Maritime University in Shanghai, China. Rui Zhang is a CFA Level III candidate and FIRM Level II candidate.
Jingjng ChenActuary Analyst
Jingjing works with the clients to assist them in various aspects of actuarial analysis, valuation, risk management, plan design and implementation. She specializes in actuarial work relating to self-insurance programs, worker’s compensation plans, as well as pension and OPEB plans. As a member of FIRM?s investment committee, she provides quantitative investment analysis and prudent risk management techniques and policy. Clients utilize her work to make plan related decisions that are consistent with the organization?s goals and to maintain their programs? viability in an increasingly competitive economic environment.
Jingjing earned her Master of Science degree from Columbia University where she majored in Actuarial Science. She attended DePauw University as an Actuary Science major and obtained her bachelor’s degree in Mathematics of from Vanderbilt University. She passed five actuarial exams, fulfilled VEE requirements and CFA Level I exam.
Yvonne LuVice President
Yvonne Lu, Vice President of Financial Integrity Resources Management, LLC (FIRM) has over 15 years of experience working in the financial services industry, specializing in marketing and international business. Due to her work in insurance, benefits, and retirement divisions, she also has extensive knowledge in Group Employee Benefit, Accident and Health Insurance, Life Insurance, and Retirement Investment. Prior to joining FIRM in 2010, Yvonne developed marketing initiatives to launch partnerships between Univision Interactive Media and global insurance companies and created opportunities to establish a distribution channel for the development of insurance market share in the United States, Latin America, and Spain, as Vice President of International Media Marketing of Quantum Group.
Yvonne graduated from Shanghai University in 1994 with a B.S. in Marketing and International Business. She holds FINRA Series 24 General Securities Principal, Series 26 Investment Company Products/Variable Contracts Limited Principal, Series 7 General Securities Representative, Series 65 Uniform Investment Advisor, Series 63 Uniform Securities Agent, and Series 6 Investment Company Products/Variable Contracts Limited Representative through Triad Advisors, Inc. She also is licensed in Life, Accident, Health, and Real Estate. Yvonne resides in Mahwah, New Jersey and is fluent in English and Chinese (Mandarin, Cantonese, and Shanghainese.)
Susan Hart KavanaghSenior Benefit Consultant
Susan Hart Kavanagh joined FIRM as a Senior Benefits Consultant in 2004, where she assists in Health and Welfare consulting. A highly creative senior executive, Susan has extensive background experience in operations, sales, marketing, and customer service. She specializes in the analysis and resolution of medical claims, health insurance, and medical plan management issues. Susan has a 28 year background in the Insurance/Managed Care Industry. Her positions have included Vice President of Marketing, Member Services and Enrollment, Senior Vice President of Administration, Executive Director, and Senior Vice President responsible for a start-up Health Maintenance Organization (HMO). She obtained the Certificate of Authority to operate the HMO in Pennsylvania and contracted with 42 area hospitals and 4,000 providers who participated in the HMO Network.
Susan graduated from Temple University with a degree in Liberal Arts. She is an active member of the Estate Planning Councils in Philadelphia, Delaware, Bucks, Chester, and Montgomery Counties; and Susan sits on several Council Committees. She is a member of the Delaware County Estate Planning Council Board; a member of Keystone Home Care Agency PAB and former Vice Chair of the Board of Keystone Hospice, a Not-for-Profit organization that provides hospice services in Wyndmoor, Pennsylvania.
Jeanette Hernández HarrisPartner
Jeanette Hernández Harris, Partner and Chief Financial Officer of Financial Integrity Resources Management, LLC (FIRM), oversees FIRM’s marketing and customer service delivery. Mrs. Hernández Harris has a Bachelor’s Degree in Business Administration majoring in Marketing and Management from the University of Puerto Rico. She has held various positions within customer service, office management and financial management. She has been involved in all facets of establishing a business understanding that the importance of any business is building and maintaining relationships.
Mrs. Hernández Harris holds a Pennsylvania and New York Insurance License for Life and Fixed Annuities, Accident and Health. She is an active member of the National Conference of Puerto Rican Women. She resides in Philadelphia with her husband, Phil and their daughter, Iliana.
Philip M. Harris, AIF®, RFC®President & CEO
Phil Harris, President and CEO of Financial Integrity Resources Management, LLC (FIRM), a certified Minority-Owned Business, has over 30 years of experience working in the financial service industry. He is also CEO of Financial Integrity Advisors, LLC (FIA), a registered investment advisor established to provide institutional asset management and financial planning services. As the Lead Consultant, his main purpose is to offer his clients objective financial advice as he serves both over and with a team of consultants and associate advisors. Phil has managed RFPs, plan implementation, administration, communication and enrollment of voluntary and retirement benefits for employees and retirees of non-profit, transportation, governmental and educational institutions.
Phil is a graduate of Chestnut Hill Academy, and attended the University of Virginia and Philadelphia College of Textile and Science. Phil holds a Series 7 General Securities Representative, a Series 24 General Securities Principal and a Series 65 Uniform Investment Advisor Act registration with Triad Advisors, Inc. He is licensed in Life, Health, Disability and Annuities and has earned Registered Financial Consultant (RFC), Life Underwriters Training Council Fellow (LUTCF) professional designations. Most recently, he has earned the Accredited Investment Fiduciary (AIF) professional designation, awarded by the Center for Fiduciary Studies, which is associated with the University of Pittsburgh. Phil resides in Philadelphia with his wife, Jeanette, and their daughter Iliana.